Naive
Company formation, payment cards, phone numbers and compute behind one API, so an agent can run a business.
Highlights
- A single API for LLC and business incorporation
- Virtual payment cards, email inboxes, and phone numbers for agents
- Provisioning of databases, storage, and compute
- Native Stripe and QuickBooks integrations
- Agent governance: budgets, capability limits, and human-approval gates
- Pre-built templates for common autonomous-business types
- A serverless runtime for agent operations
- Setup by prompting Cursor, Claude Code, or Codex against the API
External link — opens naive.dev in a new tab. Naive is a third-party product; we are not affiliated with it.
About Naive
What it is
Naive packages the infrastructure a business needs — incorporation, virtual payment cards, email inboxes, phone numbers, compute — behind a single API, so that an AI agent can set up and operate a real company rather than simulate one.
Why it's different
This is among the more genuinely novel things in this directory, and also among the ones most worth thinking carefully about. Every piece already exists separately; assembling them behind one programmatic interface is what makes autonomous commercial activity possible rather than theoretical. The questions that raises are not technical. Who is the director of a company an agent incorporated, who is liable when it enters a contract, and who is accountable when it does something unlawful — these have answers in company law, and those answers name a person. Anyone using this is that person. Financial regulators and company registrars have not caught up with the capability, which is a gap rather than a permission.
How people use it
The stated use is agent-operated businesses and automated venture experiments. The more grounded use is programmatic provisioning for organisations that spin up entities and their supporting accounts routinely, where the API removes weeks of administration. Anyone building on it should get legal advice about directorship and liability before an agent signs anything, because that exposure sits with a named human regardless of what the software did.
Written by the n3os team. We are not affiliated with Naive.
This listing was written from public information, without Naive’s involvement. If you own it and something here is wrong — or you would rather not be listed at all — email us and we will correct or remove it.
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